Digital Finance & Fintech Nepal

Fixed deposit rules tax and deposit insurance in Nepal explained

Fixed Deposit in Nepal: Rules, Tax, Early Withdrawal and What Is Actually Insured

Leave a Comment / Digital Finance, Digital Finance & Fintech Nepal

Updated August 2026. Rules below are from Nepal Rastra Bank’s Unified Directives; the rates quoted are each bank’s own published figures effective Shrawan 1, 2083 (17 July 2026). Deposit rates change monthly — check the current notice before you commit. A fixed deposit looks like the simplest product a bank sells. It is, until you […]

Fixed Deposit in Nepal: Rules, Tax, Early Withdrawal and What Is Actually Insured Read More »

Education loan and Ministry of Education NOC for studying abroad from Nepal

Education Loan and the MoE NOC: Funding Study Abroad from Nepal

1 Comment / Digital Finance, Digital Finance & Fintech Nepal

Updated August 2026. Foreign-exchange limits for students are set by NRB circular and revised periodically; the No Objection Certificate process is run by the Ministry of Education. Confirm current figures with your bank and the Ministry before committing to a deadline. The offer letter arrived. Now you need to move tuition money out of Nepal

Education Loan and the MoE NOC: Funding Study Abroad from Nepal Read More »

Home loan in Nepal loan to value ratio limits and required documents

Home Loan in Nepal: How Much You Can Borrow, Documents and the Rules That Changed

Leave a Comment / Digital Finance, Digital Finance & Fintech Nepal

Updated August 2026. The loan-to-value and ceiling figures below come from Monetary Policy 2082/83 (announced July 2025). Monetary policy is revised annually and amended by circular — confirm current limits with your bank before planning a purchase. If your idea of home loan rules in Nepal is “banks lend 50%, and less inside Kathmandu Valley”,

Home Loan in Nepal: How Much You Can Borrow, Documents and the Rules That Changed Read More »

Bank interest rate base rate and premium explained for Nepal borrowers

Bank Interest Rates in Nepal: Base Rate, Premium and How to Compare Loans

Leave a Comment / Digital Finance, Digital Finance & Fintech Nepal

Updated August 2026. Interest rates in Nepal change monthly and NRB revises its directives by circular. This guide explains the mechanism so it stays useful — it deliberately does not print a rate table that would be stale within weeks. Your loan rate went up and nobody asked you. Or two banks quote “11%” and

Bank Interest Rates in Nepal: Base Rate, Premium and How to Compare Loans Read More »

Cheque bounce law and penalties in Nepal under Banking Offence Act

Cheque Bounce in Nepal: The New Law, the Penalties and What to Do

Leave a Comment / Digital Finance, Digital Finance & Fintech Nepal

Updated August 2026. Nepal’s cheque-dishonour law changed substantially in May 2025. Most articles online still describe the old position and are now wrong. Section numbers below come from legal commentary; the official gazette text could not be retrieved, so treat specifics as indicative and consult a lawyer for a live case. A cheque you issued

Cheque Bounce in Nepal: The New Law, the Penalties and What to Do Read More »

Scroll to Top