Insights and how-to guides on digital finance in Nepal — digital wallets, online payments, mobile banking, QR payments, and the growing fintech ecosystem.
📅 Which fiscal year is this? Nepal’s current fiscal year is FY 2083/84, which began on Shrawan 1, 2083 (17 July 2026). Tax rates change with each Finance Act, and a great many Nepali tax pages online still display older figures. Every rate below states the year it belongs to — and where we could […]
Income Tax Rates in Nepal FY 2083/84: The Slabs Changed Completely Read More »
Updated August 2026. Verification links below are Nepal Insurance Authority e-services. Note that nia.gov.np currently serves a broken TLS certificate chain, so some browsers show a security warning on the regulator’s own site — that is a site defect, not a sign the link is fake. Someone offers you a policy, takes your premium in
Is Your Insurance Agent Licensed? How to Verify Before You Pay Read More »
Updated August 2026. The entitlement order below is from Section 127 of the Insurance Act 2079. The operative document list and timelines sit in NIA’s claim payment guideline of 2081, which is published as a PDF we could not parse — ask your insurer for its written checklist. Someone has died and there is a
Life Insurance Death Claim in Nepal: Who Can Claim and How Read More »
Updated August 2026. The Schengen requirement below is quoted from the EU Visa Code itself and is the one figure here you can rely on flatly. Requirements for other countries change — always check the embassy’s own current page before applying. Nepali travel advice repeats that you need travel insurance for a visa. For most
Travel Insurance for a Visa from Nepal: Where It Is Required and Where It Is Not Read More »
Updated August 2026. Benefit amounts are from the Nepal Insurance Authority’s foreign employment term life directive of 2080. Note that a proposal to abolish this compulsory insurance was drafted in 2025 — its current status is unconfirmed. Verify before relying on any figure. If a Nepali worker dies abroad, the family is usually told “there
Foreign Employment Insurance in Nepal: The Three Systems Families Confuse Read More »
Updated August 2026. The third-party sum insured is mid-change — the FY 2083/84 budget announced a doubling, but the implementing directive was still in draft as of July 2026. Figures below distinguish what is operative from what is announced. Confirm with your insurer before quoting a number. Third-party motor insurance is compulsory in Nepal, and
Vehicle Insurance in Nepal: Third-Party vs Comprehensive, and What Is Changing Read More »
Updated August 2026. These terms are set by each insurer within a framework approved by the Nepal Insurance Authority — there is no single national formula. Figures below come from a licensed insurer’s own published FAQ. Read your own policy document. You stopped paying. Maybe money got tight, maybe you realised the policy was not
Stopped Paying Your Premium? Lapse, Surrender Value and Revival in Nepal Read More »
Updated August 2026. Section references are to the Insurance Act 2079. Operational timelines sit in NIA guidelines that are currently being amended — treat specific day-counts as indicative and confirm with your insurer or NIA. Your claim has been rejected. Before you accept it or give up, understand two things: why insurers in Nepal are
Insurance Claim Rejected in Nepal? Why It Happens and How to Escalate Read More »
Updated August 2026. Premiums and ceilings below are from the Health Insurance Board’s own published FAQ. The programme is under acute financial strain — the situation described here is dated, and you should check current status before relying on it. Nepal has three different things people call “health insurance”, and they are not interchangeable. Confusing
Health Insurance in Nepal: The Government Scheme, SSF and Private Cover Compared Read More »
Updated August 2026. There is no official Nepali formula for this — we checked. What follows is a method, not a regulation, and the tax figure is the one verified number in it. “How much life insurance do I need?” usually gets answered backwards in Nepal: an agent asks what premium you can afford, and
How Much Life Insurance Do You Actually Need in Nepal? Read More »