Digital Finance & Fintech Nepal

Insurance guide Nepal: term life vs endowment nepal

Term Life vs Endowment in Nepal: Which One Actually Protects Your Family

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Updated August 2026. Commission rates below are reported from the Insurance Regulation 2081 schedule via trade press — the Nepal Insurance Authority website has a broken TLS certificate and we could not open the regulation directly. Product terms are quoted from insurers’ own pages. Verify with your insurer before deciding. Almost every life insurance policy […]

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Credit card fees interest rate and NRB rules in Nepal

Credit Card in Nepal: Real Costs, NRB Rules and When Not to Get One

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Updated August 2026. The rupee figures below are from one bank’s published tariff (February 2026) and are shown as a worked example — every issuer prices differently. Where we could not find an NRB rule, we say so rather than invent one. A credit card in Nepal is not an expensive debit card. It is

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Bank statement and balance certificate charges rules in Nepal

Bank Statement and Balance Certificate in Nepal: What Must Be Free

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Updated August 2026. The no-charge rule below is from Nepal Rastra Bank’s Unified Directives; the rupee figures are from a bank’s own published tariff. Tariffs are revised — check your bank’s current schedule of charges. You need a bank statement for a visa file, or a balance certificate for an embassy. You go to the

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