Digital Finance & Fintech Nepal

Fixed deposit rules tax and deposit insurance in Nepal explained

Fixed Deposit in Nepal: Rules, Tax, Early Withdrawal and What Is Actually Insured

Updated August 2026. Rules below are from Nepal Rastra Bank’s Unified Directives; the rates quoted are each bank’s own published figures effective Shrawan 1, 2083 (17 July 2026). Deposit rates change monthly — check the current notice before you commit. A fixed deposit looks like the simplest product a bank sells. It is, until you

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Education loan and Ministry of Education NOC for studying abroad from Nepal

Education Loan and the MoE NOC: Funding Study Abroad from Nepal

Updated August 2026. Foreign-exchange limits for students are set by NRB circular and revised periodically; the No Objection Certificate process is run by the Ministry of Education. Confirm current figures with your bank and the Ministry before committing to a deadline. The offer letter arrived. Now you need to move tuition money out of Nepal

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Home loan in Nepal loan to value ratio limits and required documents

Home Loan in Nepal: How Much You Can Borrow, Documents and the Rules That Changed

Updated August 2026. The loan-to-value and ceiling figures below come from Monetary Policy 2082/83 (announced July 2025). Monetary policy is revised annually and amended by circular — confirm current limits with your bank before planning a purchase. If your idea of home loan rules in Nepal is “banks lend 50%, and less inside Kathmandu Valley”,

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