Digital Finance

Insights and how-to guides on digital finance in Nepal — digital wallets, online payments, mobile banking, QR payments, and the growing fintech ecosystem.

Fonepay Business and NEPALPAY Business voice notification for QR payments in Nepal

QR Payment Voice Notification in Nepal: Turn It On Free Before You Buy a Voice Box

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Last updated: 17 August 2026. Feature availability and hardware charges were checked against Fonepay, NCHL and bank pages on this date — confirm current rates with your own bank before signing anything. 🗂️ सबै fintech guides एकै ठाउँमा: What a Merchant QR Actually Costs in Nepal Quick answer: A QR payment voice notification in Nepal […]

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Insurance guide Nepal: term life vs endowment nepal

Term Life vs Endowment in Nepal: Which One Actually Protects Your Family

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Updated August 2026. Commission rates below are reported from the Insurance Regulation 2081 schedule via trade press — the Nepal Insurance Authority website has a broken TLS certificate and we could not open the regulation directly. Product terms are quoted from insurers’ own pages. Verify with your insurer before deciding. Almost every life insurance policy

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Credit card fees interest rate and NRB rules in Nepal

Credit Card in Nepal: Real Costs, NRB Rules and When Not to Get One

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Updated August 2026. The rupee figures below are from one bank’s published tariff (February 2026) and are shown as a worked example — every issuer prices differently. Where we could not find an NRB rule, we say so rather than invent one. A credit card in Nepal is not an expensive debit card. It is

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Bank statement and balance certificate charges rules in Nepal

Bank Statement and Balance Certificate in Nepal: What Must Be Free

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Updated August 2026. The no-charge rule below is from Nepal Rastra Bank’s Unified Directives; the rupee figures are from a bank’s own published tariff. Tariffs are revised — check your bank’s current schedule of charges. You need a bank statement for a visa file, or a balance certificate for an embassy. You go to the

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Fixed deposit rules tax and deposit insurance in Nepal explained

Fixed Deposit in Nepal: Rules, Tax, Early Withdrawal and What Is Actually Insured

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Updated August 2026. Rules below are from Nepal Rastra Bank’s Unified Directives; the rates quoted are each bank’s own published figures effective Shrawan 1, 2083 (17 July 2026). Deposit rates change monthly — check the current notice before you commit. A fixed deposit looks like the simplest product a bank sells. It is, until you

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Education loan and Ministry of Education NOC for studying abroad from Nepal

Education Loan and the MoE NOC: Funding Study Abroad from Nepal

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Updated August 2026. Foreign-exchange limits for students are set by NRB circular and revised periodically; the No Objection Certificate process is run by the Ministry of Education. Confirm current figures with your bank and the Ministry before committing to a deadline. The offer letter arrived. Now you need to move tuition money out of Nepal

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