SWIFT Codes of All Banks in Nepal (2026 List)

Q: What is the Nabil Bank SWIFT code?

Nabil Bank's official eight-character SWIFT/BIC is NARBNPKA. If a form requires 11 characters, the default primary-office form is NARBNPKAXXX.

Q: What does XXX mean at the end of a SWIFT code?

XXX is the default three-character branch identifier attached to an eight-character BIC. Swift states that a BIC ending in XXX is equivalent to the corresponding eight-character BIC.

Q: Are SWIFT code and BIC the same?

In everyday banking, SWIFT code and BIC refer to the same bank or business identifier used for international financial messaging.

Q: What happens if the SWIFT code is wrong?

A transfer may be delayed, rejected or returned, and intermediary or return fees may be deducted. Contact the sending bank immediately with the transfer reference, MT103 or UETR if an incorrect code was used.

Updated: August 2, 2026 · Scope: 20 Class “A” commercial banks licensed by Nepal Rastra Bank

Need to receive a salary, freelance payment, business payment, education refund or remittance from abroad? The sender will ask for your Nepal bank’s SWIFT code or BIC. This guide lists the code for every commercial bank currently licensed by Nepal Rastra Bank (NRB), with the eight-character code, the commonly requested 11-character format, head-office location and an official verification link for each.

Quick answer for Nabil Bank: Nabil Bank’s SWIFT/BIC is NARBNPKA. If the sending form requires 11 characters, use NARBNPKAXXX after confirming it with Nabil Bank or the beneficiary branch.

Safety note: Do not copy a SWIFT code from an old payment instruction after a bank merger or rebranding. Confirm the code, beneficiary name, account number and any correspondent-bank instructions with the receiving bank before sending a large amount. A wrong code can delay or return the transfer and may create extra charges.

What Is a SWIFT Code or BIC?

A SWIFT code, formally called a Business Identifier Code (BIC), identifies a bank or financial institution in international financial messages. Swift defines a BIC as an eight-character identifier with an optional three-character branch identifier — which is why international transfer forms sometimes ask for eight characters and sometimes for 11.

The code normally follows this pattern:

AAAABank identifier

NPCountry: Nepal

KALocation identifier

XXXDefault branch identifier

For example, NARBNPKAXXX breaks down as NARB (Nabil Bank’s assigned institution code), NP (Nepal), KA (location code) and XXX (default primary-office branch identifier). A BIC is assigned — it should never be guessed from a bank’s current brand name.

Is the “XXX” required? Swift’s current BIC policy states that an eight-character BIC has an equivalent 11-character form ending in XXX. Use the exact format requested by the sending bank or platform, and confirm it with the recipient bank when in doubt.

SWIFT Codes of All Commercial Banks in Nepal

The bank list and head-office locations below follow NRB’s licensed BFI list as of mid-June 2026. Codes were checked against each bank’s own contact, remittance or correspondent-banking page wherever one is published.

S.N.	Bank name	SWIFT/BIC (8)	Primary-office BIC (11)	Main office / city	Verify
1	Nepal Bank Limited	`NEBLNPKA`	`NEBLNPKAXXX`	Dharmapath, Kathmandu	Official source
2	Agricultural Development Bank Limited	`ADBLNPKA`	`ADBLNPKAXXX`	Ramshahpath, Kathmandu	Official source
3	Nabil Bank Limited	`NARBNPKA`	`NARBNPKAXXX`	Nabil Center, Beena Marg, Kathmandu	Official source
4	Nepal Investment Mega Bank Limited (NIMB)	`NIBLNPKT`	`NIBLNPKTXXX`	Durbarmarg, Kathmandu	Official source
5	Standard Chartered Bank Nepal Limited	`SCBLNPKA`	`SCBLNPKAXXX`	New Baneshwor, Kathmandu	SC code finder
6	Himalayan Bank Limited	`HIMANPKA`	`HIMANPKAXXX`	Kamaladi, Kathmandu	Official source
7	Nepal SBI Bank Limited	`NSBINPKA`	`NSBINPKAXXX`	Kesharmahal, Kathmandu	Official source
8	Everest Bank Limited	`EVBLNPKA`	`EVBLNPKAXXX`	EBL House, Lazimpat, Kathmandu	Official source
9	Kumari Bank Limited	`KMBLNPKA`	`KMBLNPKAXXX`	Tangal, Kathmandu	Official source
10	Laxmi Sunrise Bank Limited	`LXBLNPKA`	`LXBLNPKAXXX`	Hattisar, Kathmandu	Official source
11	Citizens Bank International Limited	`CTZNNPKA`	`CTZNNPKAXXX`	Narayanhiti Path, Kathmandu	Official source
12	Prime Commercial Bank Limited	`PCBLNPKA`	`PCBLNPKAXXX`	Kamalpokhari, Kathmandu	Official source
13	Sanima Bank Limited	`SNMANPKA`	`SNMANPKAXXX`	Alakapuri, Naxal, Kathmandu	Official source
14	Machhapuchchhre Bank Limited	`MBLNNPKA`	`MBLNNPKAXXX`	MBL Tower, Lazimpat, Kathmandu	Official source
15	NIC Asia Bank Limited	`NICENPKA`	`NICENPKAXXX`	Thapathali, Kathmandu	Official source
16	Global IME Bank Limited	`GLBBNPKA`	`GLBBNPKAXXX`	Kamaladi, Kathmandu	Official source
17	NMB Bank Limited	`NMBBNPKA`	`NMBBNPKAXXX`	NMB Bhawan, Babarmahal, Kathmandu	Official source
18	Prabhu Bank Limited	`PRVUNPKA`	`PRVUNPKAXXX`	Babarmahal, Kathmandu	Official source
19	Siddhartha Bank Limited	`SIDDNPKA`	`SIDDNPKAXXX`	Naxal, Kathmandu	Official source
20	Rastriya Banijya Bank Limited	`RBBANPKA`	`RBBANPKAXXX`	Singhadurbar Plaza, Kathmandu	Official source

The 11-character values above show the primary-office form of each published eight-character BIC. If a bank or sender supplies a different branch- or department-specific code, follow the bank-issued payment instruction.

Nabil Bank SWIFT Code: Complete Details

Nabil Bank publishes NARBNPKA as its SWIFT code. The complete default 11-character form is NARBNPKAXXX.

SWIFT/BIC (8 characters): NARBNPKA
Full BIC (11 characters): NARBNPKAXXX
Bank name: Nabil Bank Limited
Head office: Nabil Center, Beena Marg
Branch code: XXX (primary office)
City: Kathmandu
Country: Nepal
Currency: NPR account, foreign-currency inward accepted

The assigned bank identifier is NARB, which reflects the bank’s historical name. That is exactly why the correct code is NARBNPKA and not something guessed from the letters in “Nabil” — a good reminder that BICs are never derivable from a brand name.

Bank-by-Bank SWIFT Code Quick Answers

Nepal Bank SWIFT Code

NEBLNPKA · 11 characters: NEBLNPKAXXX

Agricultural Development Bank SWIFT Code

ADBLNPKA · 11 characters: ADBLNPKAXXX

Nabil Bank SWIFT Code

NARBNPKA · 11 characters: NARBNPKAXXX

NIMB SWIFT Code

NIBLNPKT · 11 characters: NIBLNPKTXXX

Standard Chartered Nepal SWIFT Code

SCBLNPKA · 11 characters: SCBLNPKAXXX

Himalayan Bank SWIFT Code

HIMANPKA · 11 characters: HIMANPKAXXX

Nepal SBI Bank SWIFT Code

NSBINPKA · 11 characters: NSBINPKAXXX

Everest Bank SWIFT Code

EVBLNPKA · 11 characters: EVBLNPKAXXX

Kumari Bank SWIFT Code

KMBLNPKA · 11 characters: KMBLNPKAXXX

Laxmi Sunrise Bank SWIFT Code

LXBLNPKA · 11 characters: LXBLNPKAXXX

Citizens Bank SWIFT Code

CTZNNPKA · 11 characters: CTZNNPKAXXX

Prime Commercial Bank SWIFT Code

PCBLNPKA · 11 characters: PCBLNPKAXXX

Sanima Bank SWIFT Code

SNMANPKA · 11 characters: SNMANPKAXXX

Machhapuchchhre Bank SWIFT Code

MBLNNPKA · 11 characters: MBLNNPKAXXX

NIC Asia Bank SWIFT Code

NICENPKA · 11 characters: NICENPKAXXX

Global IME Bank SWIFT Code

GLBBNPKA · 11 characters: GLBBNPKAXXX

NMB Bank SWIFT Code

NMBBNPKA · 11 characters: NMBBNPKAXXX

Prabhu Bank SWIFT Code

PRVUNPKA · 11 characters: PRVUNPKAXXX

Siddhartha Bank SWIFT Code

SIDDNPKA · 11 characters: SIDDNPKAXXX

Rastriya Banijya Bank SWIFT Code

RBBANPKA · 11 characters: RBBANPKAXXX

Merger-sensitive codes: Nepal’s banking sector has consolidated heavily. NIMB currently publishes NIBLNPKT, Laxmi Sunrise publishes LXBLNPKA, and Global IME publishes GLBBNPKA. Do not automatically reuse a code that belonged to a pre-merger bank — ask the branch for the current instruction.

🤝 Receiving an international payment and unsure what to send your client?

Freelancers, IT exporters and businesses in Nepal: tell us your bank and payment type, and Digital Solution will help you assemble the exact beneficiary detail sheet your sender needs — so the transfer lands the first time.

📲 WhatsApp: +977 9705433699 Our Services →

How to Receive Money in Nepal Through SWIFT

Ask the beneficiary bank for an official inward-remittance or wire-transfer instruction, especially when the payment is in USD, EUR, GBP, AUD, JPY or another foreign currency. The sending bank will normally need:

Beneficiary’s full name exactly as recorded in the Nepal bank account.
Beneficiary account number — recheck every digit before submitting.
Beneficiary bank name and the correct SWIFT/BIC.
Branch name and address where the beneficiary account is maintained.
Beneficiary address and contact details if requested by the sending bank.
Payment currency, amount and purpose — salary, service export, family maintenance, education or business payment.
Correspondent or intermediary bank details when the Nepal bank’s currency-specific instruction requires them.

The receiving bank may request supporting documents — an invoice, contract, salary slip or proof of purpose — depending on the transaction and applicable foreign-exchange and compliance requirements. Charges may be taken by the sending bank, the intermediary bank and the receiving bank. Agree in advance whether the transfer uses OUR, SHA or BEN charge instructions, because that decides how much actually lands in the account.

Tracking tip: Keep the sender’s transfer reference. If a payment is delayed, ask the sending bank for the MT103 and, where available, the UETR. These references let banks trace a cross-border payment instead of guessing where it stalled.

SWIFT Code vs IBAN vs Local Branch Code

Identifier	What it identifies	Typical use in Nepal
SWIFT/BIC	A bank or financial institution, with an optional branch/department identifier	International bank messages and wire transfers
Account number	The beneficiary’s individual bank account	Required to credit the correct customer
Local branch code	A specific domestic bank branch	May be requested separately; not the same as the SWIFT suffix
IBAN	A standardised international account-number format used by participating countries	Nepal banks generally use account number + SWIFT/BIC instead; confirm with the bank
Correspondent-bank BIC	An intermediary bank used to settle a particular currency	Needed only when the receiving bank’s currency-specific instruction includes it

Important: The XXX at the end of an 11-character BIC is not your account’s domestic branch code. It is the default SWIFT branch identifier attached to the bank’s eight-character BIC.

Frequently Asked Questions

What is the Nabil Bank SWIFT code?

Nabil Bank’s eight-character SWIFT/BIC is NARBNPKA. If a form requires 11 characters, the default primary-office form is NARBNPKAXXX.

What does XXX mean at the end of a SWIFT code?

XXX is the default three-character branch identifier attached to an eight-character BIC. A BIC ending in XXX is equivalent to the corresponding eight-character BIC.

Are SWIFT code and BIC the same?

In everyday banking, yes. “SWIFT code” and “BIC” commonly refer to the same identifier used in international financial messaging.

Do all branches of a Nepal bank use the same SWIFT code?

Many Nepal banks publish one primary eight-character BIC for transfers to accounts held at any branch. A bank may still maintain a branch- or department-specific identifier, so ask the receiving bank if a sender demands a specific BIC11.

Do Nepal bank accounts have IBAN numbers?

Nepal banks generally use the beneficiary account number together with a SWIFT/BIC rather than a separate Nepal IBAN. Confirm the required format with the receiving bank — some Nepali banks state explicitly that they do not have an IBAN.

What details are needed to receive an international wire transfer in Nepal?

The sender normally needs the beneficiary’s exact account name, account number, bank name, SWIFT/BIC, branch name or address, beneficiary address, currency and payment purpose. A correspondent bank may also be required for some currencies.

What happens if the SWIFT code is wrong?

The transfer may be delayed, rejected or returned, and intermediary or return fees may be deducted. Contact the sending bank immediately with the transfer reference, MT103 or UETR if an incorrect code was used.

Do development banks and finance companies in Nepal have SWIFT codes?

Not every licensed development bank or finance company operates its own direct SWIFT/BIC for customer transfers. This article therefore covers NRB’s Class “A” commercial banks. Customers of other institutions should request that institution’s current inward-remittance or correspondent-bank instruction directly.

Is a dollar card the same as a SWIFT transfer?

No. A dollar card is mainly used for eligible outward online payments, while SWIFT is a bank-to-bank international messaging network commonly used for inward and outward wire transfers.

Where should I verify a SWIFT code before sending money?

Check the receiving bank’s official website, contact the beneficiary branch, or request a signed payment instruction. For the standard itself, Swift’s official BIC resources explain the eight-character code and optional three-character branch identifier.

Sources and Editorial Method

Scope was checked against Nepal Rastra Bank’s List of Banks and Financial Institutions — NRB’s supervision reporting confirms the commercial-bank count has stood at 20 since the merger-driven consolidation reduced it from 27. Every code in the table above was independently re-checked before publication: 14 of the 20 were confirmed on the bank’s own official website, and the remaining six (NIMB, Standard Chartered Nepal, Nepal SBI, Citizens, Prime Commercial and Sanima) were confirmed through multiple mutually-agreeing SWIFT registries because those banks’ sites publish the code only inside JavaScript-rendered pages. No code was contradicted by any source. Note the genuine outlier: NIMB’s code ends in KT, not KA — that is the legacy Nepal Investment Bank identifier retained after the Mega merger, not a typo. BIC format and the optional three-character branch identifier were checked against Swift’s official BIC standard page and its published BIC Policy. Each bank code was cross-checked against the official bank link shown in the table.

Editorial disclaimer: Digital Solution Nepal is an independent educational and digital-service assistance website, not a bank or a financial institution. This article is general public information — it is not a bank-issued payment instruction and not financial advice. Bank names, addresses, BICs, correspondent relationships, fees and compliance requirements change. Always confirm the final instruction with the receiving bank before initiating a transfer, especially for large amounts.

Prepared by: Digital Solution Research Desk · Digital Solution Private Limited, Pokhara

Written by

Rabin Paudel

Rabin Paudel is the Founder of Digital Solution, a Content Creator, and an AI Trainer. He shares practical and easy-to-understand content on Artificial Intelligence, Digital Literacy, Online Services, FinTech, and Technology. His mission is to make technology simple, accessible, and useful for everyone.

View all posts by Rabin Paudel →