The SSF scholarship — more precisely the children’s education allowance under the Social Security Fund (Samajik Suraksha Kosh, SSF) — makes sure a child’s schooling does not end when a contributing parent dies. Paying 40% for up to two children, it is a lifeline that keeps education going through a family’s hardest years. This guide explains who qualifies, the 40% and max-two rules, how to apply, and the payment mechanics behind this important benefit.
As of July 2026. Rules may change — verify on ssf.gov.np.
For context, see our pillar on what SSF Nepal is and the dependent family protection guide it belongs to.
What the SSF scholarship is
The SSF scholarship sits inside the dependent family protection scheme. When a contributor dies, their children receive an education allowance calculated at 40%, so that losing a parent does not also mean losing the chance to study. It works alongside the spouse’s 60% lifetime pension and the NPR 25,000 funeral grant, forming a package that gives a bereaved family both income and educational continuity — a genuine safety net at the worst possible time.
Who qualifies
The benefit is for the children of a deceased contributor. It applies to up to two children, and is payable until a child turns 18 — or 21 if they are still studying. This means the allowance is tied to age and study status, supporting children through their school years and, where they continue studying, into early adulthood. Because the precise eligibility conditions can be updated, confirm the current rules on ssf.gov.np when claiming and renewing.
| Rule | Detail |
|---|---|
| Benefit rate | 40% education allowance |
| Number of children | Up to 2 |
| Age limit | Until 18 (or 21 if still studying) |
| Scheme | Dependent family protection |
| Trigger | Death of the contributing parent |
The 40% and max-two rules explained
Two features define the SSF scholarship. First, the allowance is set at 40%, providing meaningful ongoing support rather than a token amount. Second, it covers a maximum of two children — so families with more than two children should understand the benefit is capped at two. If you have more than two children, confirm on ssf.gov.np exactly how the two are determined and how the benefit is applied, so there are no surprises when you claim.
How to apply
- Obtain the contributor’s death certificate and their SSF details (SSN).
- Gather each child’s birth certificate and proof of age, plus current study/enrolment evidence.
- File the dependent family claim through sosys.ssf.gov.np or the employer, selecting the education allowance.
- Provide bank details for the ongoing payments and submit all documents.
- Track the claim on the portal and renew as required, updating study status as children grow.
Payment mechanics
Once approved, the education allowance is paid on an ongoing basis for each eligible child, subject to the age and study-status conditions. Because it continues over years, keeping the family’s bank details, KYC, and each child’s study evidence current is essential to avoid interruptions. As a child approaches 18, confirm whether continued study qualifies them up to 21. The exact payment frequency and renewal steps are set by the fund, so verify the current mechanics on ssf.gov.np.
This benefit is part of the wider survivor package — see the dependent family protection guide for the spouse pension and funeral grant, and the claim process guide for filing. Digital Solution’s SSF KYC and contribution service can help families claim smoothly.
Why the SSF scholarship matters
The SSF scholarship turns an abstract contribution into something deeply human: a child continuing their education despite losing a parent. At 40% for up to two children, until 18 or 21 if studying, it is one of the most meaningful protections the fund offers. For contributors, it is a reason to keep KYC and nominee details current so the benefit reaches the right children without delay. For bereaved families, it is a reminder to claim what the contributor earned for their children.
Frequently Asked Questions
How much is the SSF education allowance?
The children’s education allowance is calculated at 40% and is payable for up to two children after a contributing parent dies. It continues until a child turns 18, or 21 if they are still studying. This sits within the dependent family scheme alongside the spouse’s 60% lifetime pension and the NPR 25,000 funeral grant. Because the exact rates and conditions can be updated, confirm the current figures on ssf.gov.np when you claim. Keeping study and age documentation ready helps the claim and renewals go smoothly.
How many children does it cover?
The education allowance covers a maximum of two children. Families with more than two children should understand the benefit is capped at two, so it is worth confirming on ssf.gov.np exactly how the two eligible children are determined and how the allowance is applied. This cap is a defined rule of the scheme. Planning around it, and keeping each eligible child’s age and study documentation current, helps ensure the benefit is claimed correctly and paid without interruption during the qualifying years.
Until what age is it paid?
The allowance is paid until a child turns 18, or until 21 if the child is still studying. This ties the benefit to both age and study status, supporting children through their school years and, where they continue in education, into early adulthood. As a child nears 18, confirm whether continued study extends eligibility to 21, and keep enrolment evidence ready for renewals. Because these conditions can be updated, verify the current age and study rules on ssf.gov.np when claiming.
How do I claim the SSF scholarship?
File the dependent family claim through sosys.ssf.gov.np or the contributor’s employer, selecting the education allowance. You will need the contributor’s death certificate and SSN, each child’s birth certificate and age proof, current study or enrolment evidence, and bank details for ongoing payments. Submit all documents and track the claim on the portal, renewing as required and updating study status as children grow. Because forms and steps can change, download the current dependent family claim form from ssf.gov.np before filing.
Get expert SSF help
Need help with SSF registration, claims, or payroll compliance? Digital Solution (Pokhara) handles SSF registration, monthly contribution management, and claim support for businesses and individuals. Contact us via digitalsolutionnepal.com or visit our office.
Rabin Paudel
Rabin Paudel is the Founder of Digital Solution, a Content Creator, and an AI Trainer. He shares practical and easy-to-understand content on Artificial Intelligence, Digital Literacy, Online Services, FinTech, and Technology. His mission is to make technology simple, accessible, and useful for everyone.
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